* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Use the K & J Automotive Payment Calculator

Personalize Monthly Payment Plans with the Payment Calculator from K & J CDJR

Each car buying step should be simple, even when it comes to auto financing. That's why K & J Chrysler Dodge Jeep Ram provides an online payment calculator. Calculate potential monthly payments online before buying a used car or a new Jeep, Ram, Dodge, or Chrysler in Carlyle, IL.

Payment Calculator Financial Factors

Each financing factor plays a key role in determining monthly payments. We encourage Carlyle, IL customers to keep using the payment calculator until they find the most suitable payment plan.


Higher vehicle prices lead to higher monthly payments, as more interest can accrue. Select a price for one of the new Jeep, Chrysler, Dodge, or Ram vehicles you're considering.

Down Payment

How big of a down payment do you plan on making? Sizable down payments will lower the amount there is to finance on a new or used car. Your trade-in can be used as a down payment.

A.P.R. (Estimated Financing Rate)

Perhaps the biggest X-factor in monthly payments is the Annual Percentage Rate, or A.P.R. This is the estimated financing rate Carlyle, IL customers can expect to pay. With a lower A.P.R., Southern Illinois shoppers will pay less in interest.


Select the length of your car loan. Auto loan terms can range from 12 to 84 months. The best financing options are typically 48 or 60 months, resulting in balanced car payments that don't accrue too much interest or have high monthly payments.

Estimated Monthly Payment

The payment calculator will generate an estimated monthly payment after inputting values for each financial factor. Do you like the result? Contact our finance center with details on your personalized payment plan.

Finance Your New or Used Car in Carlyle, IL

Our Carlyle, IL Chrysler Dodge Jeep Ram dealership aims to make car buying easier for Southern Illinois shoppers. After using the payment calculator, it's easy to search for used cars and new Jeep, Dodge, Chrysler, and Ram vehicles by payment.

Don't forget you have easy access to the K & J Automotive financial experts. Contact us to ask questions throughout the auto financing process or if help is needed designing a personalized payment plan. Apply for financing online with our credit application. We'll work to align you with a budget-tailored auto loan.